Private Health Insurance for Psychology Sessions
Unlock rebates for your psychology sessions through your private health insurance provider
Online psychology sessions you can claim back
Did you know you can access rebates for your psychology sessions through many private health insurances? Discover how you can get a private health rebate for your mental health support.
Can I claim rebates through both Medicare and private health insurance for psychology sessions?
No, you can only claim rebates for a psychology session one time, either through your private health insurance provider or through Medicare. If you’ve already made a Medicare claim for your session, your private health insurer won’t give you any additional rebates.
Can I still receive a rebate for my psychology session if I don’t have private health insurance?
If you don’t have private health insurance or if your insurance plan doesn’t include psychology services, you may still be able to receive reduced-cost therapy sessions through Medicare. To be eligible for Medicare rebates, you’ll need a valid Medicare card, a Mental Health Plan and a GP referral letter.
Learn how to claim Medicare rebates for your psychology sessions
Why do some people claim psychology rebates through private health insurance over Medicare?
If you aren’t eligible for Medicare rebates (you don’t have a Mental Health Plan, GP referral letter and valid Medicare card), you may choose to access reduced-cost psychology sessions through private health insurance instead.
If you are eligible for Medicare rebates, you can receive a maximum of 10 rebated psychology sessions per calendar year. If you wish to continue with therapy after you’ve completed your 10 sessions, you may claim these through private health insurance instead.
I’m making a private insurance claim for my session. How will I be charged?
When you make your psychology session booking you’ll pay the full private fee. Once the session has been completed the amount will be charged to your account and My Mirror will email you the paid invoice. Then you’re ready to make your claim directly through your private health insurance provider.
The amount you will be rebated through private health insurance depends your insurance plan’s level of cover.
Are My Mirror psychologists approved providers for my private health insurance policy?
Most private health insurers require psychologists to be registered with Medicare Australia and with the AHPRA.
All clinical psychologists and general psychologists at My Mirror are fully registered with the Psychology Board of Australia (PsyBA) and are listed with the Australian Health Practitioner Regulation Agency (AHPRA).
Before booking your psychology session, check your private health insurance policy to ensure your psychologist meets their criteria.
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